A CFA-certified financial strategist, Raja drives corporate success through financial performance, change management, and strategic transformation. As Chairman & CEO of CTS for Micro Lending and Founder of Symphony Business & Finance Consulting, he brings 15+ years of expertise spanning banking, asset management, and digital strategy. Holding an MBA and a Master’s in Engineering from McGill University, with certifications from Columbia Business School, Raja advises businesses globally on corporate governance and financial optimization.